Who Do You Want to Take Custody of Your children?

Who do YOU want to take custody of your children should you die unexpectedly? Do you have a Will naming guardians or do you trust "the state" to decide? Do you really want to leave this important decision to strangers? 

According to the folks at USLegalWills.com, the vast majority of people do not have key estate planning documents in place. But every adult needs to have a Will, Power of Attorney (also known as a Power of Attorney for Finances) and Living Will (also known as a Power of Attorney for Health Care). If you die without a Will, your loved ones will be left guessing. So why do so many put off this task?

Maybe you figure your spouse will outlive you and that they can pick a guardian. The problem is, what if your spouse dies with you in a common accident or is incapacitated?

Or, maybe you assume those you care about will inherit your estate. But did you know that you need a Will to:

• Name the person to take care of your affairs after you are gone?
• Name guardians for your children?
• Set up trusts for your children after your death?

It is especially important for parents of minor children to prepare their Will. Who do you want to take custody of your children should you die before they are adults? And would you really want little Johnny or Susie to get their hands on 100% of their inheritance when they are only 18 years old? If you die without a will, they get the whole ball of wax on their 18th birthday. And faster than you can say "BANKRUPTCY" comes trips to Cancun, fancy sports cars and fast living -- if they don't have the benefit of maturity that can only come after living on their own for a while, say at least age 21, 25 or even 30. With a Will, YOU control how much of their inheritance is distributed to them and when.

Or what if you have a Will, but there is a divorce in the family and you need to revise your potential guardians? Do you really want someone who's no longer part of the family raising your kids? Don't get your Will revised and that's exactly what can happen.

That was the case in my life recently so imagine my relief when I discovered USLegalWills (BBB Rating: A+) has created a service that allows anybody to prepare their Will, Power of Attorney and Living Will from the comfort of their own home, online. 

You step through a series of online questions and the service guides you through the process. If you have minor children, you will be prompted to name guardians and set up trusts. If you think 18 is too young to inherit (and I think it is!) set the age to 25, 30 or even age 35. Or do as we did and break down the inheritance into 3 separate chunks over 12 years at ages 21, 25 and 30. 

Once you have answered all of the questions, you download and print your Will which must then be signed in the presence of two adult witnesses (and remember in most jurisdictions, a witness cannot be a beneficiary of the Will or the spouse of a beneficiary) to make it a completely legally binding document. No lawyer required.

USLegalWills prices (including taxes) at the time of this post are as follows:

• Last Will and Testament: $34.95 USD
• Power of Attorney: $24.95 USD
• Living Will (Power of Attorney for Health Care): $14.95 USD AND
• A 40% discount off the above prices for your Spouse or Partner.

Of course you can have always have a lawyer review the documents before signing them for peace of mind. USLegalWills even offers lawyers for this service for an extra $69 USD. But I felt no reason to consult one, considering this was replacing my last Will and found this one hit all the right points, and actually was BETTER (more thorough) that my previous Will (done by an actual lawyer!). So trust me when I say the services offered by USLegalWills are extremely reliable. And it took me only 30 minutes.

What a relief to be able to complete all my estate planning documents right in my own home. Affordable AND convenient? Sign me up! And if you sign up through this link HERE you'll receive 15% off.

I give USLegalWills 5 stars! 

I wrote this post while participating in a campaign and received a gift and or payment to thank me for my time. All views and opinions with regard to the products or company itself are my own and were not influenced nor reviewed by the company prior to posting.

USLegalWills.com - Write a will, power of attorney or living will (Click here to get 15% off)

Tayère Therapeutics Knee Support Sleeves: Review

MAGIC ROCK

SEMI-PRECIOUS. PAIN RELIEF?

WORTH IT'S WEIGHT IN GOLD.

Today I will review a knee wrap by Tayère Therapeutics made from fibers impregnated with Far Infrared [FIR] emitting ceramic nanoparticles, that are then woven into fabric to generate FIR radiation, and the health benefits from its effects.

OK WHAT!? In English please?! A knee wrap made from NANO what?

Let me back up.

FIBERS INFUSED WITH TOURMALINE

The objective of this product, in short: PAIN RELIEF and healing.

Next, how do these sleeves (sold in pairs) work?
First, they provide support via compression. Not a ton, just enough that you can retain your full range of motion but it feels "tighter" in your knees.

But the real genius in these follows.

Now don't get scared, I'm just going to explain some relevant science facts now. Specifically Quantum physics and Thermodynamics.

WAIT! COME BACK! I promise this will be quick and easy:

These sleeves are made from fabric containing microscopic particles (that you cannot feel; there are no sharp edges anywhere) of "Black Tourmaline," a naturally occurring semi-precious crystal. Before the Tourmaline is infused into the fiber it is crushed into powder.

With me so far? OK stay with me now:

MAGNIFIED 40X

What these particles in the fabric do is produce a weak electrical charge, which is what enables it to produce and emit Far Infrared Rays and Negative Ions.

WAIT! COME BACK! I promise it's not as bad as it sounds:

MAGNIFIED 100X

Far infrared (FIR) radiation is simply electromagnetic radiation with longer wavelengths than those of visible light. Meaning not visible to the naked eye. With me so far? Think microwaves: you can't SEE how the oven works, but it cooks your food yes? Same idea.

The first law of thermodynamics states that energy can neither be created nor destroyed. Heat is transferred from one body to another in the form of radiation. So energy from the human body is transferred to these tourmaline particles, which acting as “perfect absorbers”, maintain their temperature at sufficiently high levels, and then emit FIR back to the body. FIR emitted from the skin is absorbed by the particles, which then re-emit the same FIR back to the skin. Dosey doe and around we go!

And why would we want FIR exposed to our bodies? Glad you asked!

Since the sleeves react with your own body temperature to safely elevate the knee temperature without making you feel hot, they are ideal for many medical conditions and injuries that require healing.

HELLO COMPRESSION. GOODBYE PAIN.

FIR promotes the repair of tissues and the regeneration of cells, aiding in the reduction of inflammation and pain.

I like that you get two support sleeves in one order, which is great if you want to use it for both knees or to have an extra one. 

I like that they give good support to the knee without being too tight, and you can wear them under jeans.

I also like the fact that they stretch so well. I had gotten these for some knee pain I have been having while using stairs, but also for my husband who needs them for work. Surprisingly even though they only come in one size, they stretched well enough for his leg and knee.

Only downside: they tend to slide down my legs if I do any hard walking in them, but who knows maybe that's because my husband stretched them out. Tayère Therapeutics recommends that you do not machine wash or tumble dry, as this will reduce the therapeutic effect the product has, causing the tourmaline fabric to become inactive. Instead, they suggest hand washing with soap in warm water, and then hang drying. 

Keep in mind, however, if you're not purchasing the product for its therapeutic characteristic, machine wash is fine, and tumble drying can also be used to shrink the knee sleeve down if it becomes stretched out after extensive use.

I give Tayère Therapeutics Knee Support Sleeves 4-1/2 Stars!
I received this item for my fair and unbiased review.

THE FIRST LAW OF THERMODYNAMICS
STATES THAT ENERGY CAN NEITHER BE CREATED NOR DESTROYED.

--Albert Einstein

3-in-1 Interchangeable Derma Roller Kit Review #Puruskin

Today I am reviewing the 3-in-1 Interchangeable Derma Roller Kit,  from Puruskin a US-based company.

Needles being pushed into my face? Yes you heard me. I was sufficiently insane to give this a go. You know the old saying, no pain no gain!

The idea of derma rolling is new to me. I agreed to test this product in exchange for my unbiased review.

According to the product directions, I can enjoy:

• Saving time and Money instead of having to pay $100s for professional treatments
• Reduction in acne scars, wrinkles and fine lines along with dark spot reduction.

The advantages of derma rolling include:

1. Gentle shedding of undesirable skin cells
2. Stimulation of blood stream to the surface
3. Deep cleans pores
4. Stimulates collagen re-development

A derma roller is an item that uses small needles to infiltrate the hard epidermal layer of the skin. In doing as such, several channels just underneath the skin's surface are opened up.

This derma roller consists of  titanium needles, said to be ideal for derma rolling, with three different interchangeable heads:

• 1.5mm (1200 needles) for bigger regions like the thighs
• 1.0mm (600 needles) for littler regions like the face
• 0.5mm (180 needles) for minor regions like under the eyes

Following a 2-week period I have seen some positive changes in my skin, especially my face. There is some helping of dark spots and scars. I can likewise say that my skin has softened.

I have been lucky after 2 kids to not have any stretch marks so can't speak to that. As for scars, I do have a C-section scar but I'm NOT posting pictures of that! LOL

Overall, I'd say the improvements to my skin so far are slight to extremely slight but I wasn't expecting anything dramatic after 2 weeks.

Hints to achieve better results: 

• Stick to schedule: for example 2 times a week.
• Moisturize: use a serum to really saturate the skin such as Argan Oil.
• Keep roller heads sterilized: It is crucial that you clean these roller heads and store them appropriately after every use. These needles are penetrating your skin and should not be shared.
  

To maximize results Puruskin recommends following the rolling process with Argan Oil. My Derma Roller came with a coupon for 25% off their new Triple Extra Virgin Argan Oil, currently available on Amazon for $16.97. The 3-in-1 Interchangeable Derma Roller Kit is on Amazon for $26.97.

This post may contain affiliate links. When you click on those links to make your purchases, I receive compensation at no extra cost to you. I love it when you do that. ;) So thank you!

Moody Bee Beeswax Lip Balm Giveaway! ‪#‎moodybeelipbalm

Today I have a real treat for you. I am doing a giveaway of Moody Bee Beeswax Lip Balm. To enter, see the end of this post. 


Made by a husband and wife team in British Columbia, this is the smoothest lip balm you will ever try! 

Handmade by a Canadian beekeepers Randy & Krista Moody, in British Columbia, Moody Bee is 99% natural, so soft and smooth, and 100% edible! Once you try it you will be hooked.

Krista The Lip Balm Maker

While Randy focuses on honey production, Krista keeps busy making her famous beeswax lip balm. To purchase Moody Bee Beeswax lip balm visit their online store at www.moodybee.com. Or enter below to be one of 3 lucky winners to receive one for free!

I received a free sample of this beeswax lip balm in exchange for my unbiased review. I have been searching for a lip balm that doesn't make my lips feel sticky or taste weird. It's a beeswax-based vanilla and peppermint finish. The peppermint is not overwhelmingly strong, it's just a mild after flavor. The vanilla isn't sweet or gross like some lip balms. It's just super moist and very mild, no annoying aftertaste. The flavors are blended just right so the lip balm smells and tastes so subtly delicious.

You will love Moody Bees Beeswax Lip Balm! Enter giveaway below:

Azure Naturals Ultimate Retinol Anti Wrinkle Serum

Today I am reviewing Azure Naturals Ultimate Retinol Anti Wrinkle Serum, which I received in exchange for my unbiased review. 

I have to say having been a sun worshipper in my early years, and living a good part of my 20's in Southern California, this serum had it's work cut out for it. I already have significant "laugh lines" around my eyes and while I didn't see any dramatic reduction after 2 weeks, they do seem to be a little less noticeable.

Since I have no plans to stop laughing anytime soon I don't expect them to go away completely -- but if I can slow them I'll take it! Plus the fact that this serum is allowed to be around the eyes and even by people with sensitive skin (myself included) is an added benefit.

I like the fact that this serum has a 100% money back guarantee, including shipping, no matter where you buy the product. That isn't something you see everyday.

Another benefit: it's made in the USA with Ingredients that are: 97% Natural, 72% Organic, with no alcohol, parabens, or GMO's, and is plant based, cruelty free/never tested on animals.

Ingredients
Organic Herbal Infusion, Organic Aloe, Botanical Hyaluronic Acid, Witch Hazel, Pentylene Glycol, Phospholipids, Retinol, Polysorbate 20, Potassium Phosphate, Hydroxyethyl Cellulose, Carrageenan Gum, Organic Jojoba Oil, Triticum Vulgare, Vitamin E (Tocopheryl Acetate), Organic Green Tea, Wildcrafted Resina Propoli, Sodium Benzoate, Potassium Sorbate, Ethyl Hexyl Glycerin.

It's important to follow directions on these types of products. Since Azure Naturals Retinol Serum is recommended for use in the evening, you should limit use of any glycolic acid products (such as alpha-hydroxy acids) to the morning, NOT at the same time. Otherwise you run the risk of redness or irritation.

Also you should follow the application with a good layer of facial moisturizer on top of the serum.

I give Azure Naturals Ultimate Retinol Anti Wrinkle Serum my highest rating: 5 Stars.